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Buy or Refinance With The Best

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If you're considering buying or refinancing a home, there's never been  a better time to talk to Middleburg Mortgage.

Recently we were honored to be named the Best Bank and the Best Mortgage Company in Loudoun County. This recognition is especially meaningful because it is based on the votes of hundreds of county residents. This represents the 15th time Middleburg Bank has won this award and the 8th time for Middleburg Mortgage. To all of you who voted for us, I sincerely appreciate your support and vote of confidence.
This recognition for Middleburg Mortgage comes at a very interesting time in the mortgage industry. Interest rates are at historic lows, home values have stabilized in many neighborhoods and are even appreciating in some areas and listing prices are well below their highs of four or five years ago. All of this has contributed to a modest improvement in new and existing home sales as well as in the volume of home refinancing.
If you are considering buying your first home, moving up to a larger house, downsizing or refinancing, there’s never been a better time to talk to a Middleburg Mortgage representative. Our mortgage professionals are trusted advisors to our clients and provide a wealth of knowledge that can assist you in making the right decision for you and your family.
We partner with some of the best real estate agents, settlement companies and attorneys, appraisers and home inspectors in the area to provide the level of service you have come to expect from your community bank.
Unlike most other lenders, with Middleburg Mortgage your loan will be processed, underwritten and closed locally, ensuring that you will be treated with the high level of personal service you’ve come to expect from Middleburg Bank.
Middleburg Mortgage provides a complete line of mortgage solutions to meet your needs, including:
We also have government loan programs which allow additional flexibility, such as FHA loans with as little as 3½% down and VA loans that can provide up to 100% financing.
And, if you are aged 62 or over, we offer reverse mortgages, which can turn your home's equity into cash to help pay living expenses during retirement.
If you’re interested in finding out more about purchasing or refinancing your home, talk to one of the experienced Middleburg Mortgage professionals listed below. They will be happy to meet with you to discuss your specific situation.
Reverse Mortgages
Steve Cowen
Steve Joyce
John Clark
Nancy McAlpine
Laura Wyne
Terri O’Dowd
Gwen Miller
Steve Cowen
Marco Umana
Kathy Carpenito
Tony Woodward
Laurie MacNaughton
As always, if you have a suggestion that would make your banking experience with Middleburg Bank even better, please send me an email at
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