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Review Your Credit Report Annually

By monitoring your credit report, you can make sure that no one has opened bank accounts or applied and been approved for loans in your name using stolen information.

Nationwide consumer reporting companies will provide you with a free copy of your credit report once every 12 months by visiting www.annualcreditreport.com or by calling 877-322-8228.

You can also get an explanation of your rights from the Federal Trade Commission (FTC), the nation's consumer protection agency.

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