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Jeffrey H. Culver Promoted to Executive Vice President & Chief Operating Officer

Middleburg Bank announced that Jeffrey H. Culver has been promoted to Executive Vice President and Chief Operating Officer.

MIDDLEBURG, Va. – January 2, 2009 – Middleburg Bank, a wholly owned subsidiary of Middleburg Financial Corporation (Nasdaq: MBRG), announced that Jeffrey H. Culver has been promoted to Executive Vice President and Chief Operating Officer.

In his new role, Mr. Culver will have management responsibility for the company’s Operations, IT, HR and Risk Management departments and will coordinate all activities for Middleburg Mortgage/Southern Trust Mortgage and Middleburg Investment Group.  Additionally, he will continue to lead the organization’s Strategic Planning.

Since joining Middleburg Bank in 2002, Mr. Culver had led the company’s Credit Administration team and Strategic Planning.  In August of 2008, he was given additional management responsibility for the Operations and IT departments.  He also has served as a director of Southern Trust Mortgage Company since 2007.  Before joining Middleburg Bank, Mr. Culver served as a Commercial Lender at Potomac Valley Bank and he also held retail management position at Peninsula Bank.  In addition to his banking experience, Mr. Culver founded and managed a successful software company. 

“Jeff has made significant contributions to the organization since the day he arrived” said Gary R. Shook, Middleburg Bank’s President and CEO.  “He has tackled every assignment with enthusiasm, determination and focus on the company's well-being.  The management team, along with the Board of Directors, has come to trust Jeff's insights and recommendations and believe that he will provide strong operational leadership for the company.”

About Middleburg Financial Corporation

Middleburg Financial Corporation is headquartered in Middleburg, Virginia and has two wholly owned subsidiaries, Middleburg Bank and Middleburg Investment Group, Inc. Middleburg Bank serves Loudoun, Fairfax, and Fauquier Counties in Virginia with eight financial service centers. Middleburg Investment Group owns Middleburg Trust Company and Middleburg Investment Advisors, Inc. Middleburg Trust Company is headquartered in Richmond, Virginia with a branch office in Middleburg and Williamsburg. Middleburg Investment Advisors, Inc. is an SEC registered investment advisor located in Alexandria, Virginia.

Forward Looking Statements

Certain information contained in this discussion may include "forward-looking statements" within the meaning of Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended. These forward-looking statements relate to the Company’s future operations and are generally identified by phrases such as “the Company expects,” “the Company believes” or words of similar import. Although the Company believes that its expectations with respect to the forward-looking statements are based upon reliable assumptions within the bounds of its knowledge of its business and operations, there can be no assurance that actual results, performance or achievements of the Company will not differ materially from any future results, performance or achievements expressed or implied by such forward-looking statements. For details on factors that could affect expectations, see the risk factors and other cautionary language included in the Company's Annual Report on Form 10-K for the year ended December 31, 2007, and other filings with the Securities and Exchange Commission (the “SEC”).


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