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Business Banking

Zero Balance Account

Make the most of your discretionary funds by creating maximum cash flow for investment or operational needs

MIddleburg Bank's Zero Balance Account service is designed for companies that maintain a general operating account and separate accounts for payroll, petty cash, or other purposes.

With Zero Balance Accounts (ZBAs) in place, all of the company's funds are concentrated into one operating account. Disbursements are made from subsidiary accounts, which always maintain a zero balance. This account system allows the company increased investment opportunities and reduces administrative expenses. 

How It Works

Key Benefits


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