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Middleburg Bank Maximum Rewards® Visa® Card

Get rewarded for your spending.


  • Earn 1 point for every $1 in qualifying purchases with no limit to the number of points you can earn.† Points expire on or after the fifth anniversary of the date points were awarded. See Summary of Credit Terms for details.
  • Enjoy a choice of rewards including gift cards, merchandise or travel on any major airline.
  • 0% intro APR* on purchases and balance transfers for the first 12 billing cycles after your account is opened
  • No Annual Fee*

Credit Card Benefits ‡

Zero Liability††

Our 24/7 guarantee that you won’t be held responsible for fraudulent charges made with your card or account information.

Auto Rental Insurance

Receive coverage, at no additional cost, for damage due to collision or theft up to the actual cash value of most rental vehicles.

Travel Accident Insurance

Receive coverage for common carrier accidental death or dismemberment, at no extra cost, when you charge your entire travel fare to your card.

Purchase Protection

Will replace, repair, or reimburse you for eligible items of personal property up to $1,000 per claim for ninety (90) days from the date of purchase due to covered reasons.

Extended Warranty

Covers exactly what the original U.S. warranty covers up to a maximum of one additional year. If covered damage or breakage occurs, the item will be repaired or replaced.


Important Information

In order to keep these rates, you must make payments when due and not have any payments dishonored for any reason. Introductory rates do not apply to cash advances.

Save even more with a low introductory balance transfer fee of 3% for the first 12 billing cycles with this offer (minimum $10). After that, a balance transfer fee of 5% applies to each balance transfer that you make (minimum $10).

We reserve the right to change the account terms should your credit profile change or for other reasons described in the Summary of Credit Terms. All changes in terms will be subject to the requirements of applicable law. Offer applies to new accounts only. Payments on your account may be applied in the order we select, subject to applicable law.


* For additional information about Annual Percentage Rates (APRs), fees and other costs, please see the Summary of Credit Terms.

† See the Rewards Terms and Conditions in the Summary of Credit Terms for details.

‡ Complete details, including restrictions, limitations and exclusions, will be available when you become a Cardmember.

†† Visa's Zero Liability policy covers U.S. issued cards only and does not apply to ATM transactions, PIN transactions not processed by Visa or certain commercial card transactions. Cardholder must notify issuer promptly of any unauthorized use. Consult issuer for additional details or visit www.visa.com/security.

Cards are issued by First Bankcard®, a division of First National Bank of Omaha, pursuant to a license from Visa U.S.A. Inc.

VISA and VISA SIGNATURE are registered trademarks of Visa International Service Association and used under license.
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