Middleburg Bank American Express® Card Issued by First Bankcard®
Travel rewards and cash back
- Earn 1% cash back on all purchases. Points expire 3 years from when they were awarded.†
- 0% intro APR* on purchases and balance transfers for the first 12 billing cycles after your account is opened
- $0 Annual Fee.*
Credit Card Benefits ‡
Enjoy competitive rates, savings or amenities with leading hotel, airline, cruise line and car rental partners around the world.
Auto Rental Insurance
When you pay for the entire cost of a rental car with your Card, receive coverage, at no additional cost, for damage due to collision or theft up to the actual cash value of most rental vehicles.
Travel Accident Insurance
Receive coverage for common carrier accidental death or dismemberment, at no extra cost, when you charge your entire travel fare to your Card.
Get replacement, repair, or reimbursement for covered reasons on eligible items purchased with the Card up to $1,000 per claim for ninety (90) days from the date of purchase due to covered reasons.
Doubles the original U.S. warranty, up to one year, on eligible items purchased entirely with the Card.
In order to keep these rates, you must make payments when due and not have any payments dishonored for any reason. Introductory rates do not apply to cash advances.
There is an introductory balance transfer fee of 3% for the first 12 billing cycles with this offer (minimum $10). After that, a balance transfer fee of 5% applies to each balance transfer that you make (minimum $10).
We reserve the right to change the account terms should your credit profile change or for other reasons described in the Summary of Credit Terms. All changes in terms will be subject to the requirements of applicable law. Offer applies to new accounts only. Payments on your account may be applied in the order we select, subject to applicable law.
† See the Rewards Terms and Conditions in the Summary of Credit Terms for details. Cash back accumulates as a percentage for each $1 in qualifying purchases and is redeemable in $25 increments.
†† Travel Privileges brought to you by American Express with offers from participating American Express merchants. Travel Privileges program may be terminated at any time. Individual offers are subject to change and offer expiration dates vary. Upon Cardmembership, you will have access to complete program details.
‡ Complete details, including restrictions, limitations and exclusions, will be available when you become a Cardmember.
This Card is issued by First Bankcard®, a division of First National Bank of Omaha, pursuant to a license from American Express. American Express is a federally registered service mark of American Express.