Middleburg Trust company is committed to providing unparalleled personal service to each client. Unlike many of our larger competitors preoccupied with other business initiatives, Middleburg develops a close relationship with its clients and responds to their needs. Our employees place a strong emphasis on "managing the service", and the company's mission is to deliver superior investment management and fiduciary services in a tax sensitive environment. Middleburg's objective is to ensure satisfied clients by meeting their unique, long-term investment and personal fiduciary goals.

Middleburg employs a "Growth-At-A-Reasonable-Price" (GARP) large cap equity style mandate, selecting stocks on the basis of price to earnings ratios and their relationship to "normalized" earnings per share growth rates. We prefer companies with branded products and global franchises that provide significant "free cash flow" "quality" earnings, "seasoned" management and strong balance sheets. We construct individually tailored portfolios of 25-30 stocks to garner exposure to all S&P 500 index sectors.

For fixed income and balanced accounts, Middleburg employs a laddered strategy by purchasing high quality securities maturing throughout the investment time horizon. This strategy mitigates both credit risk and interest rate risk.