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The ABCs of E-Payments

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How to protect yourself while making purchases online

The Internet has brought about a world of convenience. You can chat with people from around the world; search and apply for jobs; and, of course, purchase goods and services with just a few clicks of the mouse. As the popularity of purchasing goods and services online continues to grow, so too do the number of methods people are using to pay for them. Though debit and credit cards are still the most popular types of electronic payments, or e-payments, other payment methods have been developed:

Protect yourself

As with any type of electronic banking, it's important to take steps to ensure that your money and your personal information are protected. The FTC offers these tips:

Know your rights

According to the FTC, the Fair Credit Billing Act (FCBA) and Electronic Fund Transfer Act (EFTA) offer protection from the following:

Learn more

If you have any questions about your account activity or making online payments and purchases, give us call - we'd be happy to help.

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