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Spring is here and home improvement is in the air.

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Spring is the start of home improvement season and it's the time when home shows come to town and people start thinking about how they want to remodel or spruce up their homes.

But with all that's happened to the economy and the housing market over the past few years, I know many of you may be wondering whether you can afford a home improvement project, or if banks even have money to lend. The answer to that last question is a definite "Yes!" - at Middleburg Bank we have money to lend to our neighbors, and we have several financing options to meet your needs.

So where do you start? While our local loan officers can help you through the process, here's a general idea:

Today's loan rates remain quite favorable, so if you are considering any home improvements, or are ready to get started on your project, contact a Middleburg Banker today. We're here to help you make your home improvement dreams a reality!

As always, if you have a suggestion that would make your banking experience with Middleburg Bank even better, please send me an email at newsletter@middleburgbank.com.

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