If you want the most from your money, the Middleburg Bank offers the NOW account with unlimited check writing. This account pays interest on average daily balance and requires a minimum average balance of $1000.00.

A service charge of $7.50 is imposed and no interest accrues on the NOW account if the average balance is less than $1000.00.

Features and Benefits

• Pays NOW interest rate on the average daily balance, compounded monthly and paid monthly

  Rate	APY
  1.00	1.00

• Service charge free if average monthly balance is $1000.00 or more
• Unlimited check writing privileges
• Individual or joint ownership of account
• Available to individuals, estates, guardianships, sole proprietors and non-profit organizations. (Not available to partnerships and corporations)
• Overdraft protection available (FOX Line) (Personal accounts only)
• Accessible with VISA Checkcard
• Unlimited transfer privileges
• FDIC insured up to $100,000 per depositor holder
• Monthly statement mailed with check images
• Variety of personalized check styles available
  • First set of checks (200 quantity) free
  • Wallet style safety paper paid for by the bank
  • $5.00 credit for any other style
• Convenience of combining features of checking and savings
• Very liquid (Investment can be converted into cash without risk of substantial loss)
• Highly accessible
• Needs little caretaking
• An in-and-out account for convenience and ready cash
• Images of checks serve as legal proof of payment
• Eliminates need to carry excessive cash
• Money is safe and secure
• Funds may be accessed through our Visa Check Card, 24 hours a day - 7 days a week
• Interest is earned on balances over $1000.00
• Account information can be accessed through FOX 2400 Phone Teller
• Ability to choose type of account from several options
• Convenience of 4 full service branch locations

Charges/Fees

• If average daily balance drops below $1000.00, a fee of $7.50 will be deducted monthly, and no interest accrues
• Check orders range from $9.21 - $73.57 (desk books) per order (first order free with limitations)