Commercial Lending Services
- Working Capital Financing
- Capital Expenditures
- Capital Expansion
- Real Estate Services
- Homebuilders
- Investment Property Owners
Working Capital Financing
Take advantage of supplier discounts, offer better sales terms and fund your growth with our trade financing service. Middleburg Bank offers seasonal lines of credit, revolving lines, letters of credit and direct accounts receivable financing to help even out your daily cash flow.
Capital Expenditures
Term loans are available to enhance your business productivity and are designed to match the life of your asset.
Capital Expansion
Whether it's the purchase of a real estate facility or of another business, we can help. Middleburg Bank provides low down payment SBA (504) loans, as well as long term fixed rate financing to help you expand.
Real Estate Services
Real estate financing comprises a large portion of our loan portfolio and it's one of our specialties. We have historically been a constant provider of credit and financing, regardless of market fluctuations. Our lending team has a full range of experience to serve the needs of both residential and commercial real estate firms.
Homebuilders
Our builder financing programs have been designed to fill the needs of a rapidly growing area. We offer construction lines of credit for models, specs and pre-sold homes at competitive prices. Lot acquisition financing is also available for up to three-year terms.
As one of the largest portfolio lenders in the area, Middleburg Bank is able to provide "non-conforming" financing, as well as offering a whole line of "end loan" residential mortgages. Depending on the needs of your clients, we have the right mortgage fit. Middleburg Bank is an equal housing opportunity lender.
Investment Property Owners
Whether you own or want to acquire a residential townhouse or a neighborhood retail center, our lenders can structure a loan that maximizes your property lease term and cash flow. Bridge financing, IRS 1031 Exchanges and non-conforming loans are all part of our expertise for the investment property owner. To strengthen your tenant relationships, we also provide build-out financing and can establish ACH processing of rent payments.
